10 Best Travel Insurance Companies for Solo Female Travelers
For all the *bad* days you have while traveling, you’re likely to have 10x more that are magical, memorable, and make the whole trip worth it. So don’t let those bad days send you packing! Instead, invest in a quality travel insurance plan that protects you from all sorts of risks and helps you explore the world with more confidence. Keep reading for our list of the 10 best travel insurance companies for solo female travelers.
What to look for when you’re getting travel insurance as a solo female traveler
With so many different insurers to choose from these days, it can be tough to know what to look for in a plan (and a provider). Generally speaking, you’ll want to make sure you’re covered for 24/7 assistance services, relevant travel resources, and policy extension.
24/7 assistance services
It may seem obvious, but emergency situations can’t tell time — which is exactly why you need insurance that comes with 24/7 assistance services. This way, if you’re dealing with lost luggage in the middle of the night (or worse, a pressing medical issue), there’s someone you can call to find the help or guidance you need. So if you’re looking at an insurance policy that doesn’t come with around-the-clock assistance, maybe thinking twice before purchasing that plan.
Travel resources on safety and cultural cues
One of the best parts about travel has to be experiencing different cultures and immersing yourself in the local community. And yet, this sort of immersion can get tricky if you’re not well-versed in the norms of wherever you’re visiting. A great travel insurance provider will share insights into these cultural cues (like recommendations for tipping or appropriate dress) — and they may even have resources on how to stay safe while you’re out of the country
Available policy extensions
If you’re the type of traveler who’s making it up as you go (hey, we get it!), then you’ll definitely want a policy that lets you extend your coverage while you’re out there in the world. That way, you don’t ever have to go without insurance, and you don’t have to head home before you’re really ready to. If you don’t see this option listed online, you can make a quick call to the company just to confirm their plans come with flexible, customizable coverage.
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10 best travel insurance companies for solo travelers in 2025
1. Best overall travel insurance for solo female travelers: Seven Corners
Seven Corners is an indisputable leader in the world of travel insurance. This company has been taking care of people from all over the world for the last 25 years, thanks to their exceptional coverage for trip cancellation, medical expenses, and emergency evacuations. Not only does Seven Corners have a user-friendly website to help you find what you’re looking for, but they have a variety of plans that can accommodate all different lengths (and types) of travel.
2. Best long-term travel insurance for solo female travelers: SafetyWing
SafetyWing is a reliable, affordable choice for long-term travelers and digital nomads who are constantly on the go. With SafetyWing, you can sign up for monthly, recurring billing rather than paying for all your insurance upfront. Convenient, right? Better yet, SafetyWing’s plans provide coverage in 180 countries, and they can even be purchased while you’re already abroad. This is the kind of flexible, all-inclusive coverage you can really count on when you need it.
3. Best established travel insurance for solo female travelers: Travelex
Travelex has been in the travel insurance game for over 50 years, meaning they know a thing or two about protecting you while you’re abroad. With Travelex, there are 3 main plans to choose from (Select, Basic, and America) — though you can also upgrade your plan to include things like car rental collision and extra medical expenses. The best part about Travelex? If you ever have to file a claim, you’re likely to receive your payout 5x faster than the industry average.
4. Best adventure travel insurance for solo female travelers: World Nomads
World Nomads remains one of the most popular and highly recommended insurers today. Their plans are designed by digital nomads, for digital nomads — meaning they offer practical, applicable coverage for modern travelers. Not only can you select a short-term or long-term policy (depending on how long you’ll be gone), but you can opt for extra coverage on over 200 adventure activities like camping, caving, hiking, mountain biking, and a whole lot more.
Disclosure: World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.
5. Best wide-reaching travel insurance for solo female travelers: Cigna
Cigna is a global health services company offering premium international insurance. In fact, Cigna has a worldwide network of over 1.6 million hospitals, clinics, and doctors — making them an excellent choice for expats and short-term travelers alike. Cigna even offers coverage for pandemics, epidemics, and outbreaks of infectious diseases. And while you always hope it’s not needed, that level of coverage can definitely provide some extra peace of mind.
6. Best flexible travel insurance for solo female travelers: Allianz
If you’re looking for a provider with broad coverage and a recognizable name, Allianz is it. Allianz helps more than 55 million people “answer the call of adventure with confidence every year.” This company offers flexible insurance plans for professionals who live and work abroad, with coverage for single trips, multi-trips, annual trips, and more. With so much variety, there’s every chance Allianz has a plan to suit your unique travel needs or medical concerns.
7. Best pre-existing conditions travel insurance for solo female travelers: Bupa
While all of Bupa’s insurance plans cover the basics like overseas medical care and lost/stolen belongings, their international plans also come with automatic coverage for 44 pre-existing medical conditions. That’s right — Bupa’s got your back regardless of the health conditions you might be traveling with. Another big selling point is that Bupa has medical consultants available via their customer service helpline, so you can chat with a professional anytime you need to.
8. Best budget travel insurance for solo female travelers: STA Travel
STA Travel is one of the original insurance providers for backpackers and budget travelers. While they’ve definitely positioned themselves as the preferred insurance for students, they also make a great choice for solo female travelers who want to save money (so they can spend more at their destination). With that said, STA Travel’s plans are a bit more basic than other insurers on our list. But if you’re not looking for a lot of bells and whistles, they might have a plan for you.
9. Best digitally-native insurance for solo female travelers: Faye
In 2022, Faye’s mobile insurance app was named a ‘must-download travel app’ by Fodor’s Travel. This digitally-native platform offers real-time itinerary alerts, 24/7 assistance, plus quick claims processing and speedy reimbursements. More specifically, you can file claims through the app itself and receive your reimbursement from anywhere in the world. And if that wasn’t enough, all of Faye’s plans cover emergency medical expenses (COVID-19 included).
10. Best comparison travel insurance for solo female travelers: TravelInsurance.com
TravelInsurance.com makes it easier than ever to find quality travel insurance at an affordable price. That’s because this platform lets you compare rates and packages from multiple companies so you can find the one that’s right for you. Just enter your trip details on their website, and TravelInsurance.com will give you a rundown of all your options. If you see a plan you like, you can complete your purchase and receive instant confirmation of your coverage.
Travel insurance for solo female travelers - FAQs
Why is it important to get travel insurance?
Travel insurance offers protection against all sorts of unwanted/unforeseen circumstances, like lost luggage or a sudden medical emergency. With proper insurance coverage, you can breathe a little easier knowing someone has your back in a bad situation — and instead focus all your energy and attention on having the best possible travel experience.
What are the best companies for travel insurance?
These days, some of the top companies for travel insurance include Seven Corners, SafetyWing, World Nomads, and Allianz. While each insurer has its own unique plans and policies, these are all super reputable, reliable providers you can count on in a time of need.
What is a reasonable amount to pay for travel insurance?
While travel insurance costs can vary, they typically amount to 5-6% of your total trip expenses. So if you’re planning a $5,000 getaway, you can expect to pay around $250 for your travel insurance plan. That said, there are plans that’ll cost more (or less) depending on the level of coverage you need as well as the destinations you’re traveling to.